5 Steps to Obtaining Your Life and Health Insurance License in Texas
If you’re interested in a career in the insurance industry, obtaining a Life and Health Insurance license in Texas is a great first step. It allows you to sell policies for life and health insurance, including disability, long-term care, and annuities. With the cost of healthcare continually rising, there’s no better time to get licensed. Below are five steps that can help you obtain your Life and Health Insurance license in Texas.
Step 1: Understand the Requirements
Texas has specific requirements for obtaining a Life and Health Insurance license. You must be at least 18 years old and complete pre-licensing education. Texas requires 40 hours of pre-licensing education for Life and Health Insurance combined. Once you finish the coursework, you will have a better understanding of the insurance industry, ethics, and procedures.
Step 2: Pass the Exam
To receive a Life and Health Insurance license in Texas, you must pass the state exam. The Texas Department of Insurance administers the exam. The exam is 150 questions long, and you have 3.5 hours to complete it. Plan to arrive early to allow for check-in time and have the proper identification. You will need to bring two forms of ID, including one government-issued photo ID. The exam fee is $85.
Step 3: Apply for Your License
After passing the state exam, you can apply for a Life and Health Insurance license through the Texas Department of Insurance. The application fee is $50, and it takes around 10 days to process. If there are any issues with your application, you will be notified.
Step 4: Complete Fingerprinting and Background Check
Fingerprinting and background checks must be completed before a license is issued. You will be directed to the Texas Department of Public Safety website, where you can schedule an appointment for fingerprinting. The fingerprinting fee is $41, and the background check fee is $39.75.
Step 5: Start Selling
Congratulations! You’ve obtained your Life and Health Insurance license in Texas. With your license, you can begin working as an independent agent or with an established insurance agency. Now that you have completed the process, it’s time to start selling policies and making a difference in people’s lives by helping them protect their health and finances.
In conclusion, obtaining a Life and Health Insurance license in Texas requires dedication to completing the necessary coursework, passing an exam, and submitting an application. However, having a license opens the door to a lucrative career in the insurance industry and the ability to make a positive impact on others. With some commitment and hard work, you can become licensed in no time and start on a successful career path.
