5 Ways to Get Free Health Insurance in Arizona
Health insurance has become a necessity in today’s world, where medical expenses are skyrocketing. However, not everyone can afford to pay for health insurance. Fortunately, if you live in Arizona, there are ways you can get free health insurance. In this article, we’ll explore five proven ways to get free health insurance in Arizona.
1. AHCCCS
Arizona Health Care Cost Containment System (AHCCCS) is a state-administered program that provides health insurance to low-income individuals and families. You can apply for AHCCCS if your income falls within the MAA (Medical Assistance Only) guidelines, which varies depending on the household size. The income limits for MAA are usually higher than those for Medicaid. AHCCCS covers most medical expenses, including doctor visits, hospital stays, and prescription drugs.
2. KidsCare
KidsCare is a state-funded program that provides free or low-cost health insurance to children under 19 years of age who meet certain income requirements. The program covers doctor visits, dental care, vision care, and prescription drugs. To be eligible for KidsCare, your child’s family income must be between 133% and 200% of the federal poverty level.
3. Medicare
If you’re 65 years or older, you may be eligible for Medicare, a federal health insurance program that covers most medical expenses. Medicare is funded by payroll taxes and premiums paid by enrollees. There are four parts of Medicare: part A (hospital insurance), part B (medical insurance), part C (Medicare Advantage), and part D (prescription drug coverage). To qualify for Medicare, you must have worked and paid Social Security taxes for at least ten years.
4. Medicaid
Medicaid is a joint federal-state program that provides health insurance to low-income individuals and families. In Arizona, Medicaid is known as the Arizona Health Care Cost Containment System (AHCCCS). To qualify for Medicaid, your income must be at or below 133% of the federal poverty level. Medicaid covers most medical expenses, including doctor visits, hospital stays, and prescription drugs.
5. Indian Health Services
If you’re a member of a federally recognized tribe, you may be eligible for free health care services through Indian Health Services (IHS). IHS operates hospitals, clinics, and health centers that provide medical care to American Indians and Alaska Natives. Services offered by IHS include medical, dental, and behavioral health care.
In conclusion, there are several ways to get free health insurance in Arizona. Whether you’re low-income, a child, a senior citizen, or a member of a federally recognized tribe, there’s a program available that can help you get the medical care you need. By taking advantage of these programs, you can ensure that you and your family stay healthy without having to worry about expensive medical bills.
