Top 5 Travel Insurance Companies in USA for Comprehensive Coverage
Traveling to a new destination can be both exciting and daunting. While you may have planned everything, from booking flights to making hotel reservations, unforeseen events can occur. Be it lost luggage or trip cancellations, travel insurance can come in handy in such situations. With so many insurance providers available in the market, it can be a daunting task to choose the best one for your needs. Here is a list of the top 5 travel insurance companies in the USA for comprehensive coverage.
1. Allianz Global Assistance
Allianz Global Assistance is one of the most popular insurance providers in the market. With a presence in over 76 countries, they offer a wide range of policies with customization options for different travelers’ needs. Their Travel Insurance plan provides comprehensive coverage that includes trip cancellation, trip interruption, medical expenses, and emergency medical evacuation. Their 24/7 emergency assistance ensures that help is always available when needed.
2. Travelex Insurance Services
Travelex Insurance Services is known for offering comprehensive coverage with a variety of plan options to choose from. Their plans include coverage for trip cancellation, interruption, and baggage loss or delay. One of their unique features is the ‘Cancel for Any Reason’ option that lets travelers cancel for any reason and receive a 75% reimbursement. Their customer service team is available 24/7 to help with claims and emergencies.
3. AIG Travel Guard
AIG Travel Guard offers a range of policies that cater to different types of travelers, including adventure sports enthusiasts. They provide coverage for medical expenses, trip interruption, and baggage delay or loss. Their Adventure Sports coverage includes activities such as rock climbing, snowboarding, and bungee jumping, ensuring that travelers can get coverage for activities they love. Their customer service team is available round the clock to help with any queries.
4. Seven Corners
Seven Corners prides itself on catering to even the most complicated travel insurance needs. They offer a wide range of plans that cater to different types of travelers, including students and adventure sports enthusiasts. Their RoundTrip Choice plan provides comprehensive coverage and includes optional features such as ‘cancel for work reasons’ and ‘cancel for any reason.’ Their customer service team is available 24/7 to assist with any queries.
5. Nationwide Mutual Insurance Company
Nationwide Mutual Insurance Company provides some of the most customizable policies in the market. Their ‘Preferred’ plan includes coverage for trip cancellation, interruption, and medical expenses. Their ‘Luxury’ plan includes additional coverage for sporting equipment, adventure sports, and travel-related business expenses. With a range of customization options, travelers can select a plan that fits their unique needs. Their claims team is available 24/7 to assist with any queries.
Conclusion
Choosing the right travel insurance company is an essential part of planning any trip. With so many providers in the market, it’s crucial to choose one that offers comprehensive coverage that fits your unique needs. Allianz Global Assistance, Travelex Insurance Services, AIG Travel Guard, Seven Corners, and Nationwide Mutual Insurance Company are some of the best travel insurance companies in the USA that offer comprehensive coverage. Remember to read the policy inclusions carefully before making a decision, and always ensure that you have the necessary coverage to have a worry-free trip.
