Why Do You Need Travel Insurance When Applying for a Schengen Visa?
Traveling to Europe is a wonderful experience, one that many people dream of. But before you can pack your bags and go, you need to obtain a Schengen visa. This visa allows you to travel freely among 26 European countries without the need for additional visas or border checks. However, before you can obtain a Schengen visa, you need to meet certain requirements, one of which is travel insurance. In this article, we will discuss why travel insurance is necessary when applying for a Schengen visa.
The Importance of Schengen Visa Travel Insurance
The Schengen Area is a group of European countries that have abolished border controls between them. To travel to and within the Schengen Area, you need a visa. One of the requirements for obtaining a Schengen visa is travel insurance, which must meet certain standards.
Travel insurance is important because it protects you financially in case of unexpected events, such as cancellation, trip interruption, lost luggage, medical emergencies, and even terrorist attacks. Schengen visa travel insurance must cover medical emergencies, such as hospitalization, transportation, and repatriation, with a minimum coverage of €30,000.
Choosing the right travel insurance policy is crucial. When applying for a Schengen visa, you need to provide proof of travel insurance that meets the visa requirements. If your insurance policy does not meet the requirements, your visa application may be refused.
What Your Schengen Visa Travel Insurance Policy Should Cover
To ensure that your Schengen visa travel insurance policy meets the requirements, you need to check the following:
– The coverage must be valid for the entire duration and territory of your stay in the Schengen Area.
– The coverage must be valid for all Schengen countries, as well as Iceland, Liechtenstein, Norway, and Switzerland.
– The coverage must include medical emergencies, such as hospitalization, transportation, and repatriation, with a minimum coverage of €30,000.
– The coverage must include the entire duration of your stay, plus an additional 15 days after the end of the planned stay.
– The policy must be issued by an authorized insurance company.
Conclusion
Obtaining a Schengen visa is not a simple process, but with the right preparation, it can be made easier. One of the key requirements for a Schengen visa is travel insurance. Your travel insurance policy must meet certain standards, such as covering medical emergencies with a minimum coverage of €30,000. Make sure to choose the right travel insurance policy and take necessary precautions to ensure your European vacation goes smoothly.
