The Top 5 Best Credit Cards for Business Owners in 2021
As a business owner, it’s crucial to have a credit card that works for you. With so many options available, it’s essential to know which credit cards are the best for your business needs. In this article, we’ll take a closer look at the top five best credit cards for business owners in 2021.
1. Chase Ink Business Preferred
The Chase Ink Business Preferred card is an excellent choice for business owners who need high travel rewards. With this card, you’ll earn 3x points on advertising, shipping, travel, and internet, cable, and phone services. Additionally, you’ll also earn 1x points on all other purchases. If you spend $15,000 in the first three months, you’ll earn 100,000 bonus points. The annual fee for this card is $95.
2. The Business Platinum Card from American Express
If you’re looking for a premium card for your business, The Business Platinum Card from American Express is an excellent option. With this card, you’ll have access to several travel perks, such as airport lounge access and free Wi-Fi on airplanes. Additionally, you’ll earn 5x points on flights and prepaid hotels through Amex Travel. The annual fee for this card is $595.
3. Capital One Spark Cash for Business
For business owners who want a straightforward cash-back card, the Capital One Spark Cash for Business is a great option. With this card, you’ll earn an unlimited 2% cash back on all purchases. Additionally, if you spend $4,500 within the first three months, you’ll earn a $500 cash sign-up bonus. The annual fee for this card is $0 for the first year and $95 after that.
4. American Express Blue Business Cash Card
If you prefer a no-annual-fee card, the American Express Blue Business Cash Card is a fantastic option. With this card, you’ll earn 2% cash back on all purchases up to $50,000 per calendar year, and thereafter, you’ll earn 1% cash back on all purchases. Additionally, if you spend $5,000 within the first three months, you’ll earn a $250 cash sign-up bonus.
5. Capital One Spark Miles for Business
The Capital One Spark Miles for Business card is perfect for those who want travel rewards but don’t want to deal with blackout dates or airline loyalty programs. With this card, you’ll earn 2 miles per dollar on all purchases, and you’ll have the flexibility to redeem your miles for travel whenever you want. Additionally, if you spend $4,500 within the first three months, you’ll earn a bonus of 50,000 miles. The annual fee for this card is $0 for the first year and $95 after that.
Conclusion
Choosing the right credit card for your business can be challenging, but it doesn’t have to be. By considering what you need most from a credit card, you can choose the option that works best for your business. Whether you want travel rewards, cash back, or no annual fee, one of these top five credit cards will undoubtedly meet your requirements.
