Title: Top 5 Best Credit Cards for Small Businesses in 2021: A Comprehensive Guide
Introduction:
As a small business owner, finding the right credit card can make all the difference in keeping your finances organized and boosting your business’s growth. With so many options available, it can be challenging to sift through the various choices and figure out which one is best suited for your needs. In this blog post, we will discuss the top five best credit cards for small businesses in 2021 and provide you with a comprehensive guide to help you make an informed decision.
1. Chase Ink Business Preferred Credit Card
The Chase Ink Business Preferred credit card is one of the most popular options for small businesses. It offers an impressive sign-up bonus, 3x points on certain business expenses, and valuable travel benefits. Additionally, it comes with a reasonable annual fee and no foreign transaction fees, making it an excellent choice for businesses that frequently travel overseas.
2. American Express Business Gold Card
Another top contender is the American Express Business Gold Card. This card offers fantastic rewards and benefits, including up to 4x points on purchases made in specific business categories, such as advertising and shipping. Additionally, cardholders receive valuable travel benefits, such as baggage insurance and access to airport lounges.
3. Capital One Spark Cash for Business
The Capital One Spark Cash for Business credit card is an excellent option for business owners who prioritize simplicity and straightforward rewards. It offers unlimited 2% cash back on all purchases, allowing small businesses to earn rewards without having to worry about bonus categories. Additionally, the card comes with a competitive sign-up bonus and no foreign transaction fees.
4. Brex Corporate Card for Startups
The Brex Corporate Card for Startups is a unique credit card option specifically designed for startups. It offers a range of benefits tailored to meet the needs of new and growing businesses, such as no personal guarantee requirements and excellent customer support. Additionally, cardholders receive valuable rewards, such as 7x points on rideshare and 4x points on travel.
5. CitiBusiness / AAdvantage Platinum Select World Mastercard
The CitiBusiness / AAdvantage Platinum Select World Mastercard is an excellent choice for businesses looking to earn valuable rewards with their credit card. It offers up to 2x miles on eligible American Airlines purchases and on certain business expenses, such as gas and office supplies. Additionally, cardholders receive valuable travel benefits, such as priority boarding and free checked bags.
Conclusion:
Choosing the right credit card for your small business is an essential step in achieving financial success. By selecting one of the top five best credit cards for small businesses in 2021, you can earn rewards, enjoy valuable benefits, and keep your finances organized. Whether you prioritize travel benefits or straightforward rewards, there is a credit card option available to meet your needs.
