5 Reasons Why You Should Access Health Insurance Now
Introduction
Do you have health insurance? No? Then you’re not alone! Over 27 million Americans lack health insurance, which is a critical problem and can lead to not accessing healthcare when needed. In this article, we will dive into the reasons why you should access health insurance now.
Reason 1: Financial Protection
Accessing health insurance now will provide you with a financial cushion in case you get injured or fall ill. Not having insurance can result in extremely large medical bills that can lead to debt and bankruptcy. According to a study by the Kaiser Family Foundation, uninsured individuals who were hospitalized absorbed 57% of healthcare costs, leaving them with an average medical bill of $22,700.
Reason 2: Preventive Care
With health insurance, you can avail of free preventive care services such as mammograms, colonoscopies, and flu shots. By catching diseases early on, you can increase the chances of recovery and avoid larger medical bills in the future. In addition, you can also benefit from doctor consultation and regular check-ups to ensure that your general health and well-being are in top condition.
Reason 3: Access to Quality Healthcare
With health insurance, you can access top-notch healthcare facilities and medical professionals. Many doctors and hospitals refuse to see patients without health insurance as they cannot afford to provide care without reimbursement. By having insurance, you become eligible to receive medical services from the best healthcare providers without worrying about payment.
Reason 4: Peace of Mind
Accessing health insurance provides a sense of calm and assurance. You don’t have to second-guess whether you will be able to afford medical expenses if an emergency arises. You’ll still be financially protected in case of any unforeseen medical crises that may occur. This peace of mind is invaluable, and we cannot put a price on it.
Reason 5: Legal Requirements
Lastly, if you haven’t already, you should access health insurance now because it is required by law. Under the Affordable Care Act or “Obamacare,” you’re required to have health insurance or pay a penalty, unless you qualify for an exemption. By ignoring this requirement, you may have to pay penalties or face legal consequences.
Conclusion
In conclusion, accessing health insurance now can provide tremendous benefits and can be a life-saver in case of medical emergencies. Financial protection, access to quality healthcare, preventative care, peace of mind, and legal requirements are the five key reasons why we all need to get health insurance. Don’t wait until it’s too late. Take the first step towards your well-being and secure your health insurance today.
