Why GEHA Health Insurance is the Smart Choice for Federal Employees
As a federal employee, you have several health insurance options to choose from. However, finding the right one that can provide comprehensive coverage while being budget-friendly isn’t easy. One such option that stands out is GEHA (Government Employees Health Association) Health Insurance. In this article, we’ll explore why GEHA is the smart choice for federal employees.
Introduction
The GEHA Health Insurance plan has been providing health insurance benefits to federal employees since 1937. It is a non-profit association governed by a board of directors comprising federal employees. GEHA offers several health insurance plans to more than 2 million federal employees, retirees, and their dependents.
GEHA – A Comprehensive Insurance Plan
GEHA offers comprehensive health insurance plans that cover a wide range of medical needs. Their Standard Option Plan covers preventative care, office visits, surgeries, hospital stays, and prescription drugs. The High Option Plan covers additional benefits such as vision, hearing, and alternative care services.
GEHA also offers a High Deductible Health Plan (HDHP) that includes a health savings account (HSA) option, which enables policyholders to save for future medical expenses on a tax-free basis. The HDHP plan also features lower premiums, making it more affordable for those on a budget.
Cost-Effective
One of the appealing features of GEHA health insurance is its affordability. GEHA plans are highly cost-effective and are designed to fit a variety of budgets. In addition, there are no enrollment fees for any of the plans offered.
Extra Benefits
GEHA offers several extra benefits to its policyholders. For example, they have a wellness program where policyholders can earn rewards for completing healthy activities such as going for regular check-ups, getting a flu shot, and exercising. They also offer virtual visits with a doctor for non-emergency medical issues, making healthcare more accessible.
Customer Service
When it comes to healthcare, getting quality customer service is incredibly important. GEHA offers 24/7 customer service through their website, email, and phone. It ensures that policyholders can get help whenever they need it.
Conclusion
GEHA Health Insurance is the smart choice for federal employees because of its comprehensive coverage, cost-effectiveness, extra benefits, and quality customer service. With several plans to choose from, federal employees can find a plan that suits their budget and medical needs.
If you’re a federal employee looking for a health insurance plan that provides value for your money, you should consider GEHA Health Insurance. Contact them today to get started.
