Everything You Need to Know About Niva Bupa Health Insurance
In today’s times, it is imperative to have good health insurance coverage to protect oneself and family from financial challenges in case of illness or injury. And when it comes to health insurance, Niva Bupa is one of the top choices in the market.
What is Niva Bupa Health Insurance?
Niva Bupa Health Insurance is a comprehensive health insurance cover offered by Bupa, a leading international healthcare provider. It is customized to cater to the individual needs of customers and offers a variety of plans with varying premiums and coverage.
Why Choose Niva Bupa Health Insurance?
Niva Bupa Health Insurance offers some unique features that make it one of the top choices when it comes to health insurance.
Firstly, it offers a wide range of plans to choose from, including individual plans, family plans, and senior citizen plans. This ensures that customers can find the perfect plan that suits their needs.
Secondly, Niva Bupa Health Insurance offers a cashless facility, which means that customers do not have to pay out of pocket expenses for treatment at any of the network hospitals. Additionally, it offers quick and hassle-free claim settlement.
Thirdly, Niva Bupa Health Insurance offers coverage for pre-existing conditions after a waiting period, making it an attractive option for those with pre-existing illnesses.
What Does Niva Bupa Health Insurance Cover?
Niva Bupa Health Insurance covers a range of medical expenses, including hospitalization expenses, in-patient treatment, pre-hospitalization, and post-hospitalization expenses, ambulance charges, day care procedures, and more.
Moreover, it offers coverage for critical illnesses such as cancer, heart diseases, and kidney failure through its critical illness plans. It also offers coverage for maternity expenses and organ donor expenses.
What Are the Exclusions?
Like any other insurance plan, Niva Bupa Health Insurance also has exclusions. These include expenses arising due to self-inflicted injuries, dental treatments, cosmetic surgeries, non-allopathic treatment, etc. It is important to understand the exclusions before purchasing a plan to avoid any misunderstanding later.
How to Purchase Niva Bupa Health Insurance?
To purchase Niva Bupa Health Insurance, customers can visit the official website or contact an agent. The website offers a convenient feature to compare plans and choose the one that suits the individual needs of customers.
Conclusion
Niva Bupa Health Insurance is a comprehensive health insurance cover that offers a range of plans to choose from, coverage for critical illnesses, cashless facility, and hassle-free claim settlement. It is an excellent choice for those looking for robust health insurance coverage.
