Everything You Need to Know About Royal Bank Travel Insurance

Traveling can be one of the most enjoyable and rewarding experiences. But with the risks involved, it is essential to ensure you are adequately prepared to tackle any unforeseen circumstances. One way to do that is to get yourself traveler’s insurance. In this blog, we’ll guide you through everything you need to know about Royal Bank Travel Insurance, one of the most popular travel insurance companies.

Introduction

Royal Bank Travel Insurance is a subsidiary of the Royal Bank of Canada. The company provides insurance coverage for travelers and their families, both for domestic and international trips. With a wide range of policies designed to cater to different types of travelers, the company offers comprehensive coverage for most of the common travel related risks.

What’s covered?

Royal Bank Travel Insurance policies cover a range of travel-related incidents, including trip cancellations and delays, medical emergencies, lost or stolen baggage, accidental death, and trip interruption. The company also offers additional coverage for sports equipment, emergency medical evacuation, and rental car insurance.

Policy Types

The company offers four main policy types, which are:

Single-Trip Emergency Medical Plan: This plan offers coverage for a single trip, typically for a duration of up to 365 days, with options for additional coverage such as extended hospital stays, ambulance services, etc.

Multi-Trip Emergency Medical Plan: This plan provides coverage for multiple trips over the period of a year, typically for trips lasting 15 or 30 days each, with options to extend the coverage.

All-Inclusive Plan: This plan offers comprehensive coverage for all trip-related incidents, including medical emergencies, trip cancellations, lost or stolen baggage, trip interruption, and accidental death. Additional coverage options include sports equipment, rental car insurance, emergency medical evacuation, and more.

Travel Canada Plan: This plan provides coverage for Canadians traveling within Canada and outside their respective provinces or territories. The policy covers medical emergencies, trip cancellation, interruption, and delay, lost or stolen baggage, and accidental death.

How to buy a policy

Buying a Royal Bank Travel Insurance policy is easy and convenient. You can either buy it online directly from the company’s website or through a licensed insurance broker. The company offers a user-friendly online interface that makes purchasing insurance quick and hassle-free.

Claim Process

In the event of any travel-related incidents, you can file a claim with Royal Bank Travel Insurance for reimbursement. The claim process is straightforward, and you must submit all the necessary documentation to process your claim. The company offers assistance in navigating the process, ensuring that you receive your reimbursement in a timely and efficient manner.

Conclusion

Royal Bank Travel Insurance offers comprehensive coverage for most travel-related incidents, providing travelers with peace of mind while traveling. With a range of policies designed to cater to different types of travelers, the company is a trusted and reliable option for travel insurance. Whether you’re a seasoned traveler or going on your first trip, investing in travel insurance is always a smart move.