Everything You Need to Know About the UK Global Health Insurance Card
Introduction
The UK Global Health Insurance Card (GHIC) has replaced the European Health Insurance Card (EHIC) for UK citizens since January 2021. This card provides access to medical treatment in the European Union (EU) countries, as well as in Switzerland, Norway, Iceland, and Liechtenstein, at the same cost as a citizen of that country. In this article, we will discuss everything you need to know about the UK Global Health Insurance Card.
What is a UK Global Health Insurance Card?
A UK Global Health Insurance Card is a free card that provides discounted or free healthcare when travelling in the EU, Switzerland, Norway, Iceland, and Liechtenstein. This card covers a range of medical treatments in public-sector hospitals and clinics, including pre-existing medical conditions and routine maternity care. The card does not cover private medical treatment or additional costs such as repatriation to the UK.
How to apply for a UK Global Health Insurance Card?
You can apply for a UK Global Health Insurance Card on the NHS website or by phone. You will need to provide your name, address, date of birth, and National Insurance (NI) number. Once your application is approved, you will receive your card by post within ten days. You can also apply for a card for your family members.
How to use a UK Global Health Insurance Card?
When you need medical treatment while travelling in an EU country, you will need to show your UK Global Health Insurance Card to access the public healthcare system at the same cost as the citizens of that country. You might need to pay a portion of the treatment cost, as each country’s healthcare system works differently. You will need to keep your receipts and claim your refund from the relevant authority when you return to the UK.
What are the benefits of a UK Global Health Insurance Card?
Having a UK Global Health Insurance Card means that you can access medical treatment when you are travelling in the EU, Switzerland, Norway, Iceland, and Liechtenstein, without worrying about large medical bills. The card covers pre-existing medical conditions and routine maternity care, which can be costly in some countries. It also provides peace of mind for unexpected medical emergencies when travelling.
Conclusion
In summary, a UK Global Health Insurance Card is a free card that provides discounted or free healthcare when travelling in the EU and other associated countries. You can apply for the card easily on the NHS website or by phone. Remember to carry your card with you when travelling and keep your receipts to claim your refund when you return to the UK. Having a UK Global Health Insurance Card provides peace of mind when travelling and ensures that you can access medical treatment without incurring large bills.
