Get Covered Now: The Best Affordable Health Insurance Plans in North Carolina
Are you living in North Carolina and looking for a health insurance plan that won’t break the bank? With so many options available, it can be challenging and overwhelming to select the best plan for you and your family. Don’t worry, we’ve got you covered! In this article, we’ll explore the best affordable health insurance plans in North Carolina to help you make an informed decision.
Subsidies and Eligibility
Before diving into the plans, let’s first discuss subsidies and eligibility. Eligibility for subsidies is based on income and family size; therefore, it’s crucial to understand whether you qualify for one. According to the Affordable Care Act (ACA), individuals earning between $12,880 to $51,720 and families of four earning between $26,500 to $106,000 may be eligible for subsidies.
The Best Affordable Health Insurance Plans in North Carolina
1. Blue Cross Blue Shield of North Carolina
Blue Cross Blue Shield of North Carolina (BCBSNC) offers a range of health insurance plans, including HMO, PPO, EPO, and POS. Additionally, they also have Catastrophic, Bronze, Silver, Gold, and Platinum plan tiers to choose from. Depending on your situation, you can choose a plan that best suits your needs and budget.
BCBSNC also offers a variety of wellness programs and tools to support employees, including telehealth services, fitness and nutrition coaching, as well as a chronic condition management program.
2. Aetna
Aetna offers two types of plans in North Carolina, HMO and POS. They also have three tier levels to choose from, Bronze, Silver, and Gold. Aetna offers a variety of features, including routine care coverage, prescription drug coverage, and telemedicine. Additionally, they offer resources and support to help employees manage chronic conditions.
3. Ambetter from Centene
Ambetter from Centene offers a range of HMO and POS plans in North Carolina. Ambetter’s network of providers includes specialists, primary care physicians, and hospitals throughout the state. Ambetter also offers members free 24/7 telehealth services, as well as discounts on vision and hearing services.
4. Bright Health
Bright Health offers a range of HMO and POS plans in North Carolina. They also have three tiers to choose from, Bronze, Silver, and Gold. Bright Health offers members free virtual visits, discounts on hearing and vision services, and easy prescription-ordering from their online app.
5. Oscar Health
Oscar Health offers a range of HMO plans in North Carolina. They also offer Bronze, Silver, and Gold tiers. Oscar Health provides members with free telemedicine visits and virtual primary care, access to a personalized concierge team, and unlimited generic prescription coverage.
Conclusion
Selecting the right health insurance plan is crucial for your well-being and financial security. By understanding the different options, tiers, and subsidies available in North Carolina, you can make an informed decision. Remember to consider your needs, budget, and the health insurance provider’s network before selecting a plan. With the above list of the best affordable health insurance plans in North Carolina, you can be confident in your decision-making process.
