Are you a North Carolina resident looking forward to open enrollment for 2022? It’s time to gear up for the latest benefit information and updates. Open enrollment is a once-a-year opportunity to enroll, renew or make changes to your coverage, and it’s critical to stay informed to make the right choices.
This year, there are several new benefits and changes introduced for North Carolina residents. From enhanced health coverage to extended financial assistance, here’s everything you need to know to get ready for open enrollment:
Extended Coverage for Mental Health and Substance Abuse Treatment
One of the critical changes in 2022 is the extension of coverage for mental health and substance abuse treatment. While mental health benefits are not new to most health plans, the coverage extension means that beneficiaries will have access to more treatment options and enhanced coverage of the treatments they need. This also includes coverage for prescription drug abuse treatment options, including medication and behavioral therapy.
Expanded Financial Assistance for ACA Plans
Affordable Care Act (ACA) plans have enabled millions of Americans to enroll in health plans at affordable costs. While ACA plans may only be available to specific income levels, new changes make it easier for eligible individuals and families to receive financial assistance to buy health plans. This year, the ACA offers improved premium tax credits that expand discounts to people with higher incomes and extend support to individuals who were not previously eligible for subsidies.
Enhanced Telehealth Benefits
The pandemic has further highlighted the importance of telehealth services, and most health plans now offer remote consultations with qualified professionals. However, telehealth services may not be available for all health conditions and treatments. Thankfully, telehealth benefits are now extended to more medical services and conditions than before, allowing patients to access consultations with specialists and remote appointments at more affordable costs.
New Preventive Care Benefits
Preventive care is an essential aspect of maintaining good health, and new benefits this year focus on preventive health services. One significant change is the addition of the HPV (Human papillomavirus) vaccine for women over 26, which can reduce the risk of HPV-related cancers. Additionally, the ACA now requires coverage for all mammograms, regardless of age or risk factors.
In Conclusion
As you prepare for open enrollment, make sure you review all options available to you and consider the benefits that align with your unique healthcare needs. It’s essential to explore available health plans, including the ACA plans, compare their benefits, and assess the overall costs to make the right choices. Remember, staying informed and educated is the best way to ensure you make the best healthcare decisions for yourself and your family.
