How to Find the Medical Information Bureau Phone Number
If you have ever applied for a life insurance policy or had a claim, you may have heard about the Medical Information Bureau (MIB). It is a consumer reporting agency that collects and shares medical and personal information about individuals who have applied for insurance coverage. But what if you need to contact the MIB? In this article, we will show you how to find the Medical Information Bureau phone number.
What is the Medical Information Bureau?
The Medical Information Bureau, also known as MIB Group, Inc., is a non-profit organization that operates as an information exchange for the insurance industry. It was established in 1902 and is based in Braintree, Massachusetts. The MIB maintains a database of coded medical information provided by insurance companies, including information about an individual’s health history, tobacco use, medications, and driving record.
The MIB uses this information to help insurance companies make underwriting decisions when considering a new policy application or evaluating an existing policy. It does not make decisions or recommendations about individual policies. Instead, the MIB acts as a clearinghouse for information that helps insurers to evaluate risk and set premiums.
Why Would You Need to Contact the Medical Information Bureau?
If you have applied for life, health, disability, or long-term care insurance in the past, the insurance company may have submitted your application to the MIB. If you are concerned about the accuracy of your medical information or want to request a copy of your MIB report, you may need to contact the Medical Information Bureau.
You may also need to contact the MIB if you believe that there is inaccurate or incomplete information in your report. It is important to keep in mind that the MIB only maintains coded medical information, not actual medical records or diagnoses.
How to Find the Medical Information Bureau Phone Number
The Medical Information Bureau can be contacted by phone or mail. To reach the MIB by phone, use the following steps:
1. Dial 1-866-692-6901.
2. Select the appropriate option from the automated menu.
3. Follow the prompts to speak with a live representative.
If you prefer to contact the MIB by mail, use the following address:
Medical Information Bureau
P.O. Box 105
Essex Station
Boston, MA 02112
What Information Do You Need?
When you contact the Medical Information Bureau, be prepared to provide the following information:
– Your name, address, and Social Security number
– The reason for your call or request
– Any reference numbers or codes that relate to your MIB report
– Any additional information or documentation that may be required
It is also important to note that the MIB may charge a fee for accessing your report or correcting inaccurate information. The fee, if any, will depend on the nature and complexity of your request.
Conclusion
In summary, the Medical Information Bureau is an important resource for insurance companies to evaluate risk and set premiums. If you need to contact the MIB, you can do so by phone or mail using the information provided in this article. Be prepared to provide relevant information and documentation when making your request. By understanding how to find and contact the Medical Information Bureau, you can take control of your medical information and ensure that it is accurate and up-to-date.
