The Importance of NHIF for your Self Care: Understanding Your Insurance Benefits
Have you ever found yourself in a situation where you needed medical attention but couldn’t afford it? The cost of healthcare in Kenya can be exorbitant, and without insurance, it can be challenging to access quality medical care. This is where the National Hospital Insurance Fund (NHIF) comes in. In this article, we will discuss the importance of NHIF for your self-care and why understanding your insurance benefits is crucial.
What is NHIF?
NHIF is a government-run national health scheme that provides medical cover to its members. It was established in 1966 under the Ministry of Health with the aim of providing access to quality and affordable healthcare services to all Kenyans. The scheme is funded by contributions from members through monthly premiums deducted from their salaries.
Why is NHIF Important for your Self Care?
One of the primary benefits of NHIF is that it provides access to affordable healthcare services. NHIF covers both inpatient and outpatient services, including consultations, laboratory tests, surgeries, and medication. This means that if you are a member of NHIF, you can access quality medical care without worrying about the high cost of healthcare. You can also choose to access health services from any NHIF accredited hospital across the country.
NHIF also provides access to preventive healthcare services such as immunization and cancer screening. By taking advantage of these services, you can detect and prevent illnesses early, which is crucial for your self-care.
Understanding Your Insurance Benefits
It is essential to understand your insurance benefits to make the most of your NHIF cover. You can find information on your benefits by checking your NHIF statement or visiting the NHIF website. It is also important to note that NHIF has different levels of cover, and the benefits vary depending on the level of cover.
Knowing your insurance benefits can help you plan for your healthcare needs and avoid unexpected costs. You can also take advantage of the different benefits available under NHIF, such as the maternity cover, which provides for prenatal and postnatal care for both the mother and the newborn.
Conclusion
In conclusion, NHIF is crucial for your self-care as it provides access to quality and affordable healthcare services. Understanding your insurance benefits is essential to making the most of your NHIF cover and planning for your healthcare needs. By taking advantage of the different benefits available under NHIF, you can take care of yourself and your loved ones’ health without worrying about the high cost of healthcare.
