The Top Business Credit Cards that Pull from Experian Credit Bureau
As a business owner, choosing the right credit card can be challenging. You need a credit card that meets your business needs and offers you the best rewards and benefits. Moreover, lenders look at your credit history when assessing your eligibility for loans and credit. This means that having a credit card that pulls from the Experian credit bureau can positively impact your credit score. In this article, we’ll explore the top business credit cards that pull from the Experian credit bureau.
1. Ink Business Preferred Credit Card
The Ink Business Preferred Credit Card is a popular choice for business owners who prefer a card that pulls from the Experian credit bureau. The card offers a generous sign-up bonus of 100,000 points after you spend $15,000 in the first three months. Furthermore, the card offers a flexible rewards program that allows you to earn points on all business-related purchases. You can redeem your points for travel, cashback, or transfer them to partner airlines and hotels. The Ink Business Preferred Credit Card is also available with no foreign transaction fees, making it an excellent choice for business owners who frequently travel overseas.
2. Capital One Spark Miles for Business
The Capital One Spark Miles for Business card is another top business credit card that pulls from the Experian credit bureau. The card offers unlimited 2x miles on all purchases without any rotating categories or limits. You can redeem your miles for travel, cashback, or transfer them to partner airlines and hotels. In addition, the card offers a sign-up bonus of 50,000 miles after you spend $4,500 in the first three months, which is equivalent to $500 in travel rewards. The Capital One Spark Miles for Business card is also available with no foreign transaction fees, making it a great choice for business owners who frequently travel overseas.
3. American Express Business Gold Card
The American Express Business Gold Card is another popular option for business owners who prefer a card that pulls from the Experian credit bureau. The card offers a flexible rewards program that allows you to earn 4x points on your two selected categories out of six, and 2x on the remaining categories. Furthermore, the card offers a sign-up bonus of 35,000 points after you spend $5,000 in the first three months. You can redeem your points for travel, cashback, or transfer them to partner airlines and hotels. The American Express Business Gold Card has an annual fee of $295, but it comes with various benefits such as travel credits, baggage insurance, and no foreign transaction fees.
4. Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is a popular option for business owners who travel frequently and prefer a card that pulls from the Experian credit bureau. The card offers a generous sign-up bonus of 60,000 points after you spend $4,000 in the first three months. Furthermore, the card offers a flexible rewards program that allows you to earn 2x points on travel and dining, and 1x on all other purchases. You can redeem your points for travel, cashback, or transfer them to partner airlines and hotels. The Chase Sapphire Preferred Card also comes with various benefits such as trip cancellation insurance, auto rental collision insurance, and no foreign transaction fees.
Conclusion
Choosing the right business credit card that pulls from the Experian credit bureau can have a significant impact on your credit score and business finances. The Ink Business Preferred Credit Card, Capital One Spark Miles for Business, American Express Business Gold Card, and Chase Sapphire Preferred Card are all excellent options that offer flexible rewards programs, generous sign-up bonuses, and no foreign transaction fees. Make sure to carefully evaluate your business needs and select the card that best suits your requirements.
