Top 5 Apps Like Affirm to Help You Finance Your Next Big Purchase
Making big purchases can be exciting, but it can also put a significant dent in your wallet. That’s why many people choose to finance their purchases through lending services like Affirm. However, Affirm may not be the right option for everyone. If you’re looking for alternative options, here are five apps you could consider.
1. Klarna
Klarna is a popular payment platform that offers a range of financing options for online shopping. With Klarna, you can split your payment into four equal installments, pay later, or apply for financing options for larger purchases. Klarna also offers price drop protection, which means that if the price drops within 30 days of your purchase, you’ll be credited the difference.
2. Afterpay
Afterpay is another payment platform that allows you to split up your payments. It’s available for purchases in-store and online, and you can choose to pay in four installments over six weeks. Afterpay doesn’t require a credit check, but you do need to have a valid debit or credit card to use the service.
3. Quadpay
Quadpay is a payment platform that allows you to split your purchases over four installments. It’s available for online and in-store purchases and doesn’t require a credit check. Quadpay also offers instant approval, and the only time you’ll be charged is if you miss a payment.
4. PayPal Credit
PayPal Credit is a credit line offered by PayPal. It works like a credit card, and you can use it to finance purchases from any merchant that accepts PayPal. PayPal Credit offers a six-month interest-free period for eligible purchases, and you can choose to pay over a longer period for larger purchases.
5. Zibby
Zibby is a lease-to-own financing option for those with no credit or bad credit. Zibby offers low weekly payments and doesn’t require a credit check. The only downside is that you’ll end up paying more in the end than you would with a traditional financing option.
In conclusion, these five apps are great alternatives to Affirm for financing your next big purchase. Whether you’re looking for a payment plan, credit line, or lease-to-own option, there’s an app out there that can work for you. Remember to read the fine print, understand the terms and conditions, and only borrow what you can pay back.
