Top 5 Banks Offering the Best Personal Loan Interest Rates in 2021
Looking for a personal loan but don’t want to pay high-interest rates? You’re not alone! Finding the right personal loan with a low-interest rate can be challenging, but not impossible. Here we have compiled a list of the top 5 banks offering the best personal loan interest rates in 2021.
Bank of America
Bank of America is one of the largest banks in the United States, and they offer competitive personal loan interest rates starting at 5.99%. They also have a great option for those with excellent credit, with interest rates as low as 3.49%. On top of that, Bank of America’s personal loans do not require any origination fees or prepayment penalties.
LightStream
LightStream offers some of the most competitive personal loan interest rates starting at just 2.49%, making them an excellent option for those looking for the lowest interest rates. They also have a quick online application process, and loans can be funded as soon as the same day.
Discover
Discover offers personal loan interest rates starting at 6.99%, and they are known for their excellent customer service. They also do not charge any origination fees, closing fees or prepayment penalties.
Marcus by Goldman Sachs
Marcus offers personal loan interest rates starting at 6.99%, making them a great option for those looking for competitive interest rates. Additionally, they offer flexible loan options, with loan amounts ranging from $3,500 to $40,000.
SoFi
SoFi is known for its attractive personal loan features, including low-interest rates, flexible loan terms and no fees. Their personal loan interest rates start at just 5.99%, and they offer loans up to $100,000.
Conclusion:
Finding the right personal loan with a low-interest rate can be challenging, but with this list of the top 5 banks offering the best personal loan interest rates in 2021, you’re sure to find an option that fits your needs. Make sure to research each bank and their specific loan options to find the best fit for you.