Top 5 Best Business Credit Cards of 2021 for Small Business Owners
Small businesses require financial support to survive and grow. A business credit card can be an excellent financial tool for small business owners to obtain access to credit for business expenses. However, with so many available options, it can be challenging to select the best credit card that meets your business needs.
In this article, we will highlight the top five best business credit cards of 2021 for small business owners. Each card has unique features that can benefit your small business.
1. American Express Blue Business Plus
This credit card is ideal for small business owners who value earning rewards for every business transaction. The American Express Blue Business Plus provides 2x points on purchases up to $50,000 per year. Additionally, the rewards program allows you to redeem points for travel, gift cards, merchandise, and other options.
2. Capital One Spark Cash for Business
If you are looking for a straightforward cash-back rewards program, the Capital One Spark Cash for Business might be a suitable option. This credit card earns you a flat 2% cashback on all purchases, making it easy to calculate rewards. Moreover, small business owners can earn a $500 cash bonus if they spend $4,500 within the first three months of opening the account.
3. Chase Ink Business Unlimited
The Chase Ink Business Unlimited is an excellent option for small business owners who want a business credit card with no annual fee. It offers a flat 1.5% cash back on all purchases, and users can benefit from a $750 cash back bonus after spending $7,500 in the first three months.
4. American Express Business Platinum Card
Small business owners who do a lot of traveling may find the American Express Business Platinum Card beneficial. It offers various travel perks such as airline lounge access, airline fee credits, and Uber credits. Additionally, it provides a rewards program that offers five times the points when booking through American Express Travel.
5. Chase Ink Business Preferred
The Chase Ink Business Preferred is an ideal credit card for small business owners who want multiple benefits. It offers a generous initial bonus of 100,000 points if you spend $15,000 within the first three months of account opening. Additionally, the card rewards 3x points on the first $150,000 spent on specific categories that change every quarter.
Conclusion
In conclusion, each of the credit cards listed above has unique features that can benefit small business owners. Consider each option, assess your business needs and make an informed decision on the best card for your business. Furthermore, always pay your bills on time to avoid late fees and build your business credit score.
