Top 5 Best Health Insurance Plans for Dental Coverage
American Dental Association recommends visiting a dentist twice a year. It is essential to maintain excellent oral health, as oral health is directly linked to overall wellness. Without proper dental care, a simple cavity could escalate to tooth decay, gum disease, or even heart diseases.
Having dental coverage is crucial in maintaining good oral health. However, the process of choosing the best dental insurance can be daunting. With numerous policies available, it can be overwhelming to select a plan that covers your dental needs entirely. In this article, we will discuss the top 5 best health insurance plans for dental coverage.
1. Delta Dental Insurance
Delta Dental Insurance is one of the most well-established dental insurances in the United States. With a vast network of dental professionals, it offers coverage to over 80 million Americans. It provides various plans, including PPO and HMO. Delta Dental covers preventative care at 100%, including two dental cleanings annually. The company offers a wide range of benefits, including major procedures like root canals, dental extractions, and orthodontics.
2. Humana Dental Insurance
Humana dental insurance offers a variety of PPO and HMO coverage options. Their plans are available for individuals as well as corporations. One of the unique features of Humana dental insurance is its focus on patient satisfaction. Humana helps its policyholders find dentists who meet their specific needs and preferences. It also offers a 100% satisfaction guarantee on each of its plans.
3. Cigna Dental Insurance
Cigna dental insurance is widely known for affordable coverage rates. It offers an HMO plan that includes fluoride treatments, regular cleanings, and x-rays. Cigna dental insurance also offers other plans like PPO and indemnity plans, which give you more choices and flexibility for your dental care. One of the most unique features of Cigna dental insurance is its preventive care coverage. It covers 100% of your preventive care costs, so you do not have to worry about any additional out-of-pocket expenses.
4. Guardian Direct Dental Insurance
Guardian Direct dental insurance is known for its broad dental coverage options that cover everything from routine dental exams to complex procedures like dental implants. It offers a user-friendly interface that allows customers to browse a variety of dental plans online. One of Guardian Direct’s most unique features is its loyalty program, which rewards customers for staying with the company for an extended period.
5. MetLife Dental Insurance
MetLife dental insurance offers PPO and HMO plans that cover both in and out-of-network care. It also offers discounts for families, which makes dental care more affordable. MetLife dental insurance has a vast network of dental professionals; therefore, patients can choose their dental provider. Additionally, the company’s dental insurance plans cover preventative, basic, and major dental services.
In conclusion, choosing the right dental insurance plan is crucial in maintaining good oral hygiene. These top five dental insurance plans offer a variety of coverage options and benefits. Each policy has its unique features that cater to individual needs. Before selecting an insurance plan, carefully compare the benefits, coverage options and costs across different insurance providers. With extensive research and careful consideration of your dental care needs, you can easily select a cover that is best suited for you.
