Top 5 Best Luxury Travel Credit Cards in 2021: Which One is Right for You?
Traveling is a luxury that we all aspire to experience. However, it can be quite expensive, especially when you factor in accommodation, flights, and transportation. Thankfully, there’s a solution to this problem: travel credit cards. These types of credit cards offer you rewards and perks for using them to book your travel expenses. In this article, we’ll go through the top 5 best luxury travel credit cards in 2021 and help you decide which one is right for you.
1. American Express Platinum Card:
The American Express Platinum Card is a favorite among luxury travelers due to its many perks. It offers a welcome bonus of 75,000 points when you spend $5,000 within the first six months, which can be redeemed for hotel bookings or airfare. Additionally, you get $200 in Uber credits every year, $100 in Saks Fifth Avenue credits, and access to over 1,200 airport lounges globally. The card also doesn’t have foreign transaction fees and provides travel insurance benefits.
2. Chase Sapphire Reserve:
The Chase Sapphire Reserve is another top contender, offering a generous welcome bonus of 60,000 points when you spend $4,000 within the first three months. The points can be redeemed for travel expenses, transferred to airlines and hotels, or used to book through the Chase Ultimate Rewards portal. You also get an annual $300 travel credit, access to airport lounges worldwide, and various travel insurance perks.
3. Citi Prestige:
If you’re a frequent traveler, the Citi Prestige card is a solid option to consider. Along with a welcome bonus of 50,000 points when you spend $4,000 within the first three months, it offers $250 in annual travel credits, access to worldwide airport lounges, and travel insurance benefits. The card also rewards you for booking hotels, with every fourth-night stay being complimentary.
4. Mastercard Black Card:
The Mastercard Black Card, also known as the “Luxury Card,” is often associated with exclusivity and high standards. It doesn’t offer much in terms of welcome bonuses, but it makes up for it with its various benefits. These include a $100 annual airline credit, 24/7 concierge service, and access to over 1,000 airport lounges worldwide. Additionally, the card comes with travel insurance and purchase protection.
5. Capital One Venture Rewards Credit Card:
The Capital One Venture Rewards Credit Card is a great option for those who want an easy-to-use card that offers travel rewards. You receive 60,000 bonus miles when you spend $3,000 within the first three months, which equates to $600 in travel expenses. The card also provides a welcome credit of up to $100 towards Global Entry or TSA PreCheck, travel accident insurance, and does not have foreign transaction fees.
Conclusion:
Overall, each of these luxury travel credit cards offers its own unique set of perks and benefits, making it important to consider your specific travel needs. Consider factors such as annual fees, rewards rates, welcome bonuses, and rewards redemption options when making your decision. By selecting a travel credit card that aligns with your needs, you can earn rewards and enjoy travel benefits that will make your luxury travel experience all the more enjoyable.
