Top 5 Legit Bad Credit Personal Loans Providers You Can Trust
Are you struggling with bad credit and need a personal loan? Worry not! There are lenders out there who understand your situation and are willing to work with you. In this article, we’ll explore the top 5 legit bad credit personal loans providers that you can trust.
1. OneMain Financial
OneMain Financial is a reputable lender that offers personal loans to individuals with bad credit. They have over 1,500 branches across the United States, making it easy for customers to access their services. OneMain Financial allows borrowers to borrow between $1,500 and $20,000 with repayment terms ranging from 24 to 60 months. They also have a quick turnaround time, with funds being available as soon as the next business day.
2. Avant
Avant is a highly rated online lender that specializes in personal loans for those with bad credit. They offer loans ranging from $2,000 to $35,000, with repayment terms of 24 to 60 months. Avant also provides customers with a quick and easy application process that can be completed online. Funds are typically available within one business day.
3. Peerform
Peerform is a peer-to-peer lending platform that offers personal loans to those with less-than-perfect credit. They offer loans ranging from $4,000 to $25,000, with repayment terms of 36 or 60 months. Peerform charges an origination fee of 1% to 5% of the loan amount, and funds are typically available within three business days.
4. LendingClub
LendingClub is another peer-to-peer lending platform that offers personal loans for those with bad credit. They offer loans ranging from $1,000 to $40,000, with repayment terms of 36 or 60 months. LendingClub charges an origination fee of 1% to 6% of the loan amount, and funds are typically available within four business days.
5. PersonalLoans.com
PersonalLoans.com is an online lending network that can connect borrowers with lenders that offer personal loans for those with bad credit. They offer loans ranging from $1,000 to $35,000, with repayment terms of 90 days to 72 months. PersonalLoans.com charges no origination fees, and funds are typically available within one business day.
Conclusion
While having bad credit may limit your options, there are still legitimate lenders out there who are willing to work with you. OneMain Financial, Avant, Peerform, LendingClub, and PersonalLoans.com are all reputable lenders that can provide you with the personal loans you need. Remember to always read the terms and conditions carefully before signing anything, and make sure you can afford the monthly payments.
