Top 5 Travel Insurance Ratings for 2021: Which Insurers Made the Cut?
Traveling is one of life’s most rewarding experiences, but it can also come with its own set of challenges. From lost luggage to flight cancellations, there are numerous pitfalls that can disrupt your travel plans. This is where travel insurance comes in handy. It provides financial protection against unexpected travel-related incidents.
If you’re looking for travel insurance, there are plenty of options available. In this article, we’ll take a look at the top 5 travel insurance ratings for 2021 and the insurers who made the cut.
1. Allianz Global Assistance
Allianz is a leading travel insurance provider known for its comprehensive coverage options. They offer a range of plans that cater to different types of travelers, from families to frequent fliers. With Allianz, you can enjoy benefits like trip cancellation/interruption coverage, emergency medical coverage, and baggage loss/damage coverage.
Another great feature of Allianz is their 24/7 customer service. Whether you need help with a claim or just have a question, they’re always available to lend a hand.
2. World Nomads
If you’re an adventure traveler, World Nomads might be the best travel insurance provider for you. They specialize in coverage for adventure sports like skiing, snowboarding, and scuba diving. They also offer coverage for medical emergencies, trip cancellations, and gear protection.
World Nomads is also known for its flexibility, with plans that can be customized to suit your needs. They also have a user-friendly website and app that make it easy to purchase and manage your policy.
3. Travelex Insurance Services
Travelex is a travel insurance provider that offers a wide range of plans to fit any budget. They offer coverage for trip cancellations, medical emergencies, and baggage loss/damage. One of the standout features of Travelex is their Cancel for Any Reason coverage, which gives you the flexibility to cancel your trip for any reason and receive a partial refund.
Travelex also offers a 24/7 travel assistance service that can help with things like lost passports and emergency cash transfers.
4. Travel Guard
Travel Guard is a travel insurance provider with over 30 years of experience in the industry. They offer a range of plans that cater to different types of travelers, from solo travelers to families. Their plans include coverage for trip cancellations/interruptions, medical emergencies, and baggage loss/damage.
Travel Guard is also known for their excellent customer service, with a team of representatives available around the clock to help with any issues that may arise.
5. Nationwide Insurance
Nationwide is a well-known insurance provider that offers travel insurance coverage for both domestic and international travel. They offer a variety of plans that cater to different types of travelers, including families, groups, and frequent fliers. Their plans include coverage for trip cancellations/interruptions, medical emergencies, and baggage loss/damage.
One of the standout features of Nationwide is their SmartBenefits program, which provides automatic payments for travel-related inconveniences like delayed flights and lost baggage. They also offer a 24/7 assistance service to help with travel-related emergencies.
In conclusion, travel insurance is an important investment for any traveler. By choosing one of these top-rated providers, you can rest assured that you’ll be protected against unexpected incidents on your next trip.
