Top Picks: The Best Credit Cards for Family Travel in 2021
Are you planning a family trip this year but wondering how to cover the expenses? One of the easiest ways to fund travel expenses is to use a credit card that earns rewards. However, with so many credit cards available in the market, choosing the right one for your family can be overwhelming.
In this article, we will take a look at the top credit cards for family travel in 2021. These cards offer generous rewards, excellent perks, and benefits that cater specifically to family travel needs.
Chase Sapphire Preferred
The Chase Sapphire Preferred card is one of the best travel credit cards available today. It offers 2x points per $1 spent on travel and dining purchases and 1x point per $1 spent on all other purchases. The card also comes with a generous welcome bonus of 100,000 points, which is worth approximately $1,250 in travel rewards.
Additionally, the Chase Sapphire Preferred card offers excellent travel benefits such as trip cancellation/interruption insurance and baggage delay insurance. These perks can come in handy, especially when traveling with family.
American Express Gold Card
The American Express Gold Card is another popular choice for family travel. The card offers 4x points per $1 spent at restaurants and on up to $25,000 per year at U.S. supermarkets (then 1x point per $1 spent), 3x points per $1 spent on flights booked directly with airlines or amextravel.com, and 1x point per $1 spent on all other purchases.
The card also comes with a $120 annual dining credit, which can be used at select restaurants and food delivery services. The American Express Gold Card also offers a welcome bonus of 60,000 points after spending $4,000 within the first six months of card membership.
Capital One Venture Rewards Credit Card
If you prefer a straightforward rewards program, then the Capital One Venture Rewards Credit Card is an excellent choice. The card offers 2x miles per $1 spent on all purchases, and miles can be redeemed for travel statement credits or used to book travel directly.
The Capital One Venture Rewards Credit Card also offers a generous welcome bonus of 60,000 miles after spending $3,000 within the first three months of card membership. Additionally, the card comes with a Global Entry or TSA PreCheck application fee credit, which can save you time and money when traveling with family.
Citi Premier Card
The Citi Premier Card is another top travel credit card for families. The card offers 3x points per $1 spent on travel purchases (including gas stations), 2x points per $1 spent on dining and entertainment purchases, and 1x point per $1 spent on all other purchases.
The Citi Premier Card also comes with a generous welcome bonus of 80,000 points after spending $4,000 within the first three months of card membership. Additionally, the card offers excellent travel benefits such as travel accident insurance and trip cancellation/interruption protection.
The Bottom Line
Choosing the right credit card for family travel can save you money and provide excellent perks and benefits. The Chase Sapphire Preferred, American Express Gold Card, Capital One Venture Rewards Credit Card, and Citi Premier Card are all top choices for 2021.
However, before applying for any credit card, it’s essential to research the rewards program, annual fees, and benefits thoroughly. By doing so, you can make an informed decision that suits your family’s travel needs and budget.
