Uncovering the Best and Worst Medical Travel Insurance Providers: 4 Reviews to Help You Decide
If you’re planning to take a trip abroad, you’re probably aware of the importance of getting travel insurance. Being away from home in an unfamiliar country can be daunting, especially if you get sick or require medical attention. That’s where medical travel insurance comes into play. However, choosing the right one can be a tricky task. With so many options available in the market, it can be overwhelming to decide which one is the best for your needs. In this article, we’ll take a look at the best and worst medical travel insurance providers available to help you make an informed decision.
InsureandGo Travel Insurance
InsureandGo is one of the leading medical travel insurance providers in the UK. With a range of policies to choose from, you can select one that meets your specific requirements. They offer policies for single trips, annual multi-trips, and long stays abroad. Their medical cover includes expenses for hospitalisation, evacuation, and repatriation. Additionally, they provide cover for lost or stolen baggage, trip cancellations and curtailments, and personal liability insurance. The policies are reasonably priced and offer comprehensive coverage. Overall, InsureandGo is a reliable option when it comes to medical travel insurance.
Staysure Travel Insurance
Staysure is another well-known medical travel insurance provider. They offer policies for those over 50 years of age, making them a popular choice among the elderly. Their policies cover expenses for emergency medical treatment, evacuation and repatriation, and accidental death and disability. They also offer add-ons for gadget cover and cruise coverage. Their policies come with a high price tag, but customers can avail of discounts when purchasing online. Overall, Staysure is a good option if you’re looking for insurance tailored to those over 50.
Post Office Travel Insurance
The Post Office is a trusted name when it comes to travel-related services. Their travel insurance policies cover a range of activities, including winter sports, golfing and scuba diving. They offer different types of policies for individuals, families and couples, and group travel. Their medical cover provides expenses for emergency medical treatment, evacuation and repatriation, and 24-hour medical assistance. Their policies are moderately priced, making them an affordable option. However, Post Office Travel Insurance has received mixed reviews from customers, with some complaining about claim rejections. Overall, it’s a good option to consider if you’re on a budget.
Avanti Travel Insurance
Avanti Travel Insurance specialises in providing medical travel insurance for people with pre-existing medical conditions. They offer a range of policies that can cover a variety of conditions, including diabetes, heart conditions and cancer. Their policies cover expenses for medical treatment, evacuation and repatriation, and 24-hour medical assistance. They also offer cover for lost or stolen baggage, cancellation cover, and personal liability cover. However, their policies come at a premium price. Overall, Avanti is an excellent option for people with pre-existing medical conditions who want peace of mind.
Conclusion
Choosing the right medical travel insurance provider can be a daunting task, but it’s important to do your research before embarking on a trip abroad. InsureandGo, Staysure, Post Office Travel Insurance and Avanti Travel Insurance are all good options to consider when looking for medical cover. Each provider has its pros and cons, and it’s important to select one that meets your specific requirements. By doing so, you can travel with the confidence of knowing that you’re covered in case of an emergency.