Understanding the Impact of Health Conditions on Disability and Universal Credit
Individuals with health conditions and disabilities face numerous challenges that can impact their daily lives in numerous ways. In addition to the social and emotional impact, health conditions can affect employment, income and qualifications for government benefits like Universal Credit. As a result, it is essential that individuals with health conditions have access to the necessary support and resources to help mitigate these challenges and live a fulfilling life.
The Connection Between Health Conditions and Disability
The severity of a health condition can significantly impact an individual’s ability to work. In the UK, the Equality Act 2010 defines a disability as having a “physical or mental impairment that has a substantial and long-term adverse effect on their ability to carry out normal day-to-day activities.” If an individual has a disability, they may be entitled to various accommodations, including equipment, modified work hours, or job responsibilities, to help them continue working.
How Universal Credit Affects Disability Benefits
Universal Credit is a government benefit that combines six existing benefits, including Jobseeker’s Allowance and Housing Benefit. One of the significant changes resulting from Universal Credit is the way that individuals with a health condition are assessed for disability benefits. Previously, individuals would be assessed on a points-based system according to their ability to carry out daily living activities and mobility. However, Universal Credit now bases disability benefits on an individual’s ability to complete work-related activities.
The Five Categories of Work-Related Activities
The five categories of work-related activities that individuals are assessed on include:
1. Managing finances – the ability to use a bank account and budget financial resources effectively
2. Accessing communication – the ability to communicate both over the phone and in person
3. Engaging with other people – the ability to interact with colleagues, customers and clients
4. Completing personal action plans – the ability to take direction and complete set goals
5. Safe and healthy working – the ability to recognize and avoid hazardous situations
Implications for Those with Health Conditions
The new system has several implications for individuals with health conditions. For example, it may benefit those whose disability affects their ability to carry out a set task, but not their ability to complete work-related activities. However, the system may be less favorable for individuals whose disability affects their ability to perform both work-related activities and daily living ones. These individuals may find it more challenging to receive the benefits they need to support themselves.
How to Advocate for Yourself
For those with health conditions, it is imperative to advocate for yourself and your needs to make the most out of available resources. Some tips for advocating for oneself include:
1. Understanding the impact of a health condition on one’s daily life and never being afraid to speak up when feeling overwhelmed or unsupported
2. Familiarizing oneself with available resources, commercial or governmental, that might be helpful in dealing with health issues, financial needs, or other life challenges
3. Seeking out advocacy groups or support services that can offer additional help, legal guidance, and resources
4. Understanding that disability benefits such Universal Credit are not fully automatic and you may have to provide enough evidence to prove your needs
Conclusion
Understanding the impact of health conditions on disability and Universal Credit is essential for those living with disabilities. It highlights the need for awareness, understanding, and access to resources to help mitigate the impact of health conditions on daily life. If you are struggling with a disability, take advantage of the various resources and support available and work with relevant advocacy groups and support groups in your area to maximize the services and benefits you can receive.
