The death of a loved one is an emotional and challenging time, and the last thing anyone wants to do is deal with paperwork. However, notifying the Social Security Administration of the death of a beneficiary is necessary to ensure that any benefits due are paid correctly and efficiently. This article will provide an overview of the steps to take when someone passes away, specifically focusing on what needs to be done to inform Social Security of their death.
1. Check for Social Security eligibility
Before informing Social Security of someone’s death, it’s important to ensure that they were eligible for Social Security benefits. Social Security benefits are typically paid to the deceased person’s spouse, children, or other eligible family members. To be eligible, you must have earned enough Social Security credits.
2. Obtain death certificate
To inform Social Security of someone’s death, you need to provide a certified copy of the death certificate. This is typically obtained through the funeral home or the vital records office in the state where the person passed away.
3. Notify Social Security
After obtaining the death certificate, you can contact Social Security by phone or in person to report the death. You’ll need to provide the deceased person’s Social Security number, date of birth, and date of death. Social Security may ask for additional information, including contact information for the person who will be handling the deceased person’s estate.
4. Determine benefit eligibility
If the deceased person was receiving Social Security benefits at the time of their death, any monthly benefits paid after their death will need to be returned. Social Security may also pay a one-time death benefit to eligible family members.
5. Apply for survivor benefits
If you are eligible for survivor benefits, you’ll need to apply for them by filling out an application with Social Security. You may be able to apply for survivor benefits online or by contacting Social Security directly.
In conclusion, informing Social Security of someone’s death is an important step in ensuring that any Social Security benefits due are paid correctly and efficiently. By following the steps outlined in this article, you can help make the process as easy and straightforward as possible during a difficult time.
