Why You Need 60 Day Travel Insurance for Your Next Adventure
Are you planning an exciting adventure abroad soon? It’s important to remember that along with booking flights and accommodations, you should also consider purchasing travel insurance. More specifically, travel insurance that covers you for an extended period of time, such as 60 days.
What Is 60 Day Travel Insurance?
60-day travel insurance is a type of coverage that lasts for up to 60 days from the start of your trip. It typically includes medical and emergency evacuation coverage, trip interruption and cancellation coverage, and often includes coverage for lost or stolen baggage.
Why Do You Need It?
While most people may think that their regular health insurance or credit card coverage will protect them while traveling, this is often not the case. If you were to get sick or injured abroad, your regular insurance may not be accepted or may not cover the full cost of treatment. This is where travel insurance comes in handy.
Additionally, travel insurance can cover you for unforeseen circumstances such as trip cancellations, trip interruptions, or lost or stolen baggage. It provides peace of mind knowing that you are protected against unexpected and potentially expensive incidents.
Choosing The Right Coverage
When selecting 60-day travel insurance, it’s important to carefully consider the coverage options available. Look for policies that offer comprehensive coverage such as medical and emergency evacuation, trip cancellation and interruption, and baggage coverage. It’s also important to ensure that the policy includes coverage for any specific activities or adventures you plan to partake in on your trip.
Example Scenarios
To illustrate the importance of 60-day travel insurance, let’s consider two hypothetical scenarios.
Scenario 1: You are trekking in the mountains of Nepal and unfortunately, you fall and break your leg. Without proper medical coverage, you may not be able to afford treatment or evacuation. However, with comprehensive travel insurance, you can be evacuated to a hospital where you can receive proper treatment without incurring significant costs.
Scenario 2: You are enjoying your dream vacation in Italy when you receive a call that your mother, who lives in another country, has passed away. You need to immediately leave to attend the funeral, but you have already paid for and booked the remainder of your trip. With trip interruption coverage, you’ll be reimbursed for the costs associated with changing your flight and accommodations to return home for the funeral.
The Bottom Line
Travel insurance is an essential part of any trip planning, especially for extended periods abroad. 60-day travel insurance provides comprehensive coverage and peace of mind knowing that you are protected against unexpected and potentially expensive incidents. Take the time to carefully select the coverage that best suits your travel needs, including any specific activities you plan to partake in. With the right travel insurance, you can enjoy your next adventure abroad with confidence.
