Why You Need Travel Insurance for Trips Over 70 Days
Are you planning a long-term trip overseas? While you may have already budgeted for flights, accommodations and activities, have you considered the importance of travel insurance? Travel insurance is an essential component of trip planning, especially for trips that exceed 70 days. In this article, we will discuss the reasons why you need travel insurance for trips over 70 days.
Extended Medical Coverage
Regular travel insurance policies usually offer medical coverage for a period of up to 30 days. However, this coverage is inadequate for trips that last longer than 70 days. When you’re away from home for an extended period, your chances of falling ill or getting injured increase significantly. An extended travel insurance policy will provide you with adequate medical coverage to ensure you receive the medical attention you need in a foreign country.
Emergency Medical Evacuation
In the unfortunate event that you require emergency medical evacuation, an extended travel insurance policy will cover the costs of transportation to the nearest medical facility capable of treating your injury or illness. Medical evacuation can cost thousands of dollars, and it’s something that most people do not consider when planning a trip. Having an insurance policy that covers emergency medical evacuation can save you from financial ruin in the event of an unforeseen medical emergency.
Cancellation and Interruption Protection
Extended travel insurance policies also provide coverage for trip cancellation and interruption. If your trip is cut short unexpectedly, or you need to cancel your plans due to unforeseen circumstances, an insurance policy will cover the costs associated with changing your itinerary, booking new flights, and accommodations. This protection is especially important for long-term trips, where you may have already prepaid for accommodations or activities that you’re no longer able to attend.
Baggage and Personal Belongings Coverage
When you’re away from home for an extended period, it’s common for travelers to bring along more luggage. An extended travel insurance policy can provide coverage for lost, stolen, or damaged luggage, as well as personal belongings. This coverage ensures that you’re not left without important items, money, or identification if your belongings are damaged or stolen during your trip.
Final Thoughts
Before embarking on your long-term trip, it’s essential to consider purchasing an extended travel insurance policy. With medical coverage, baggage protection, and cancellation and interruption protection, you can have peace of mind while exploring new destinations. Don’t take the risk of traveling uninsured; invest in a travel insurance policy before your next trip.
